Medical Care Heart attacks, car accidents, and other emergencies that leave you unconscious or in a state of shock make it impossible to communicate with health professionals. This is why carrying some sort of medical identification is so important. Three options to consider: * Medic Alert tags. These medical tags alert others to the fact […]
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Child Safety Dressing up to go trick-or-treating is a traditional childhood ritual. But wandering the streets in the dark dressed in bizarre costumes and knocking on strangers’ doors to ask for food can pose hazards. To be sure your children have a Halloween that’s fun and safe, take these precautions. * Choose white or bright
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Medical Care “See” what you can do to get free or low cost vision care. Get a list of state and national resources for free and low-cost aid fromwww.nei.nih.gov/health/financialaid.asp. Eyeing eye care. It costs less to have an eye exam from an optometrist than an ophthalmologist. An optometrist (O.D.) is trained and licensed to examine
Medical Care Save with self-care. It is estimated that 23% of all doctor visits could be treated with self-care. Use online medical resources. Use credible sites. Look for ones that pass national standards. Examples are ones with the letters HON or URAC. Know when to go. If you have access to a Nurse Advice Line,
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Medical Care Ask for freebies. If you are prescribed a new medicine, ask your doctor if you can have free samples or a prescription for fewer tablets. This allows you to try the medicine before you pay for a full month’s supply. No frills pills. Instead of brand name drugs, ask for generic ones. These
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Medical Care * Choose healthy foods. Control portion sizes. Maintain a healthy weight. Obesity raises the risk of type 2 diabetes, heart disease, and other chronic diseases, which can be very expensive to treat. Persons who are obese may be charged more for life and health insurance. * Be fit at little or no cost.
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Medical Care * Check credentials of doctors, hospitals, and other health care providers. Get a complete list of how to get quality care fromahrq.gov. * Protect yourself from medical errors. Be your own watchdog. Take an active role in every decision about your health care. If needed, have a family member or friend oversee your
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Medical Care Know health insurance terms and plans. This allows you to make wise choices. Read “Questions and Answers About Health Insurance – A Consumer Guide” fromwww.ahrq.gov/consumer/insuranceqaandwww.healthdecisions.org. If you can get health insurance through work, do it. More often than not, it will cost you less than if you buy it on your own. If
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Financial Health Invest in your future. Money doesn’t grow on trees, but it can grow when you save and invest it wisely. First, identify what you want to save for: * Emergency funds? (Plan for three to six months of expenses.) Holiday expenses? Vacations? A house? College for your kids? Retirement? * Rank order your
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Medical Care * Before you receive services, know what your plan covers. Find out from your insurance plan’s website handbook, or customer service representative. * Find out if the cost for 9-1-1 EMS transport is covered or if you need to use a certain ambulance company. * Choose providers who accept your insurance. Find out
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