Financial Health Use your money wisely. You have probably asked or heard the question, “Do you really need that?” It is a good question to ask when you are thinking of making a purchase. Buying on impulse can be a big budget buster. Getting by with less is a budget saver. Use credit cards wisely: […]
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Financial Health Building personal wealth starts with making wise financial decisions. Be strategic about where you save money, so it is sustainable. Make it fun and economical, such as cooking a gourmet meal at home with your family and then turning off the lights to have a “candlelit” dinner. Or, get an annual state or
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Work Life Job stress causes a worker to feel overly taxed both mentally and physically. It affects both workers and employers. What Causes Job Stress? * Too much work to do. Conflicting expectations. * Lack of support from co-workers and bosses. * Crowded, noisy, unsafe work conditions. Infrequent rest breaks. * Rapid changes for which
Financial Health But, it doesn’t, so build a budget! Use a plan to manage your money and stay out of debt. * Identify your life goals and financial priorities. * List all sources of income. * Keep a log of everything you spend. * Use a software program or a free app, such as one
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Financial Health Having financial security to meet your needs and enjoy your life is, well, priceless. But if you’re struggling and juggling bills, the stress can make you sick. Your financial well-being is an important part of your overall well-being. Money-related stress can trickle down to affect every area of your life, including your health.
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Work Life Spend time with coworkers you enjoy being with. Avoid people with negative attitudes. * Enjoy using your skills and talents on the job, as well as during non-work hours. * Take pride in your accomplishments. Learn from setbacks. * Choose to be happy at work. Greet others with a smile. © American Institute
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Financial Health Prepare for the future well-being of your loved ones. If you have a will or other estate plan, great! If you are one of 55-70 percent of adults in the U.S. that do not, put it off no longer. State your wishes, now, to give your family peace of mind instead of reasons
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Financial Health Get out of debt on your own or with help. Whether it’s from living above your means, expensive medical bills, a job loss, or supporting your parents, you can eliminate debt. The first step is to avoid getting deeper in debt. Limit spending to essentials and follow a plan to pay down the
Financial Health * Limit your number of credit cards. * Use 1 or 2 major credit cards that have low interest rates. Individual store and gas cards have very high interest rates. * Only charge what you can pay in full when you get the bill. Or, aim to keep the balance to less than
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Financial Health Give yourself a present. Keep holiday spending within your means. * Set a limit on what you will spend. * Make a list before you shop. * Buy from stores that offer layaway plans. * Avoid impulse buying. Leave your credit cards at home. * Shop less – in stores, online, and while
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