FINANCIAL HEALTH The holiday shopping season is here, and with it comes big sales and big purchases. Some stores and companies advertise big rebate offers to get you to buy. These offers may promise you a certain amount of money back, either immediately or after you send in a form. Usually, you buy the item, […]
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FINANCIAL HEALTH A medical loan is a specific type of personal loan that can only be used to cover healthcare expenses. For people facing significant out-of-pocket medical expenses, this type of loan can seem ideal. However, there are a few things you should know. The Good * No collateral is required to secure the loan.
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FINANCIAL HEALTH Owning a home is a big investment. Regular maintenance and improvement projects help protect your asset and keep it in top condition. These home projects are the best bang for your buck. Freshen up the paint A new coat of paint, both inside and out, can make your home look up to date
WORK LIFE Have you ever been in a tense situation at work? Perhaps two people were arguing or someone got angry with you. Though it’s hard to stay calm in these types of situations, it’s the best thing you can do. If you don’t react strongly, you can help defuse tension and find a helpful
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FINANCIAL HEALTH A home equity loan is a loan for a set amount of money. You get the loan by using equity, or value, in your home. Each month, you make payments on the loan to gradually pay it back. There is some risk involved with home equity loans. If a person doesn’t make the
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WORK LIFE Work meetings are an opportunity to collaborate, share information, and strengthen connections. But, a poorly run meeting drains time and energy. Here’s how to make your meetings productive and worthwhile. Have an agenda Know exactly what needs to be addressed and put it in writing ahead of time. Try to stay on-topic and
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WORK LIFE No one likes to be criticized. It’s not an enjoyable experience to have your work, speech, or actions critiqued by those around you. However, handled well, criticism can be helpful. If you learn to listen and discern when a critique is valid, you can leverage the discomfort as a tool for growth. Steps
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WORK LIFE If you’re like many people, you may already be sitting for several hours each day at work. And this could be harming your health. Sitting for long periods is linked to health problems and even a shorter life. We can’t always control how much we sit at work. But we can take steps
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FINANCIAL HEALTH A federal tax extension allows you extra time to file your taxes. You can request an extension for any reason and receive an additional six months to complete your return. Here’s what you need to know. * You must request an extension before your filing deadline. Don’t delay or you risk a penalty.
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WORK LIFE Like it or not, email is a part of daily life. Most people use it at work as well as at home. Email can be convenient and a great way to share information. But it has downsides, too. When you are reading someone’s words on a screen instead of talking to them, it’s
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